Lucky Seven

Game Number 7....Bruins win!! We watched the game last night, and it was awesome! Congrats. to the Bruins. Sorry about your luck to the Canucks....what sore losers they are..torching cars, destroying property. My, my.
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The last house we bought was in 1999, and I believe that home was our fifth house, and because I had always worked at a Title Company, the procedure was all too familiar to us. But, I gotta say, WOW, have things changed in the land of buying a home! In one way, it's much easier because of technology. No need to make several trips to the mortgage company with this form and that statement. Hello email! Today, I ordered and paid for the appraisal online! I haven't even met the mortgage person we're dealing with. All correspondence has been by phone or online. So, in that respect, it's a piece of cake.

Hey, remember the DiTech commercials??

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YUP. That'd be the one.

Where it gets interesting is with the many, many, many pages of documentation they require. Did you know on the loan application itself, which is 27 pages long by the way, there are statements you must agree to, as a result of the Patriot Act? What the heck? They say lenders have really tightened their lending standards since the subprime crisis, and it may be true in some ways, but not for the most part. You can actually apply for financing, and close, without ever setting foot in the bank OR the title company!
I can only imagine the mountain of documents at closing. It will be interesting.